Sidecar Health and Kettering Health Partner to Expand Access and Ease in Southwest Ohio

, /PRNewswire/ -- Sidecar Health members across Southwest Ohio now have the easiest access to care at Kettering Health's 14 medical centers and hundreds of outpatient facilities. With complete price transparency and fewer paperwork headaches, this agreement is part of a broader movement to eliminate the barriers that make healthcare unnecessarily complicated and expensive.

The new partnership between Sidecar Health and Kettering Health supports Sidecar Health's rapidly growing presence in the state and reinforces its commitment to making quality care easily available — with fewer barriers and more control for patients and providers alike. For care received at Kettering Health, estimated pricing is now visible in the Sidecar Health member portal, making visits more seamless while preserving member choice and control.

Sidecar Health plans eliminate legacy health insurance complexities like narrow networks, prior authorizations, and pre-approvals. Instead, members receive a Benefit Amount — the amount Sidecar Health pays for a covered service or prescription — for every covered service and can use it with any provider. The Benefit Amount is based on the typical local cost for care in a specific geography. When care costs less than the Benefit Amount, members get money back. When care costs more, the member is responsible for covering the difference. We pair these Benefit Amounts with transparent pricing from systems like Kettering Health, where many services are priced at or below the Benefit Amount — making it easier for members to save while receiving high-quality care. That means more transparency, more flexibility, and more opportunities to save.

"This partnership shows how insurers and providers can work together to simplify care, not complicate it," said Patrick Quigley, CEO of Sidecar Health. "By removing unnecessary administrative hurdles, we're making it easier for people to get the care they need — and giving doctors more time to focus on their patients, not paperwork. As prior authorization and access hurdles grow more burdensome, we're showing what healthcare can look like when those barriers don't exist."

The collaboration with Kettering Health builds on Sidecar Health's growing presence across Ohio, including similar arrangements with ProMedica in Northwest Ohio and The Ohio State University Wexner Medical Center in Central Ohio. Unlike traditional insurance models, these aren't networks — instead, they represent Sidecar Health's broader effort to collaborate with systems that share its vision for a better, simpler healthcare experience.

"By making care at Kettering Health easier to navigate, we're raising the standard for what people should expect from their insurance," said Quigley. "This is part of a broader strategy to remove red tape and make quality care more accessible — without limiting where members can go."

About Sidecar Health

Sidecar Health is a major medical insurance company on a mission to make high-quality healthcare more affordable and accessible for everyone. We lower costs by putting people in control of their health decisions — no prior authorizations, no referrals, no networks. Members can visit any provider and pay directly with the Sidecar Health Visa card. And because they see what their plan covers upfront, they're motivated to make cost-conscious choices. If they spend less, they keep half of the savings; if they spend more, they pay the difference. This model reshapes behavior, reduces costs, and cuts through the red tape that defines traditional insurance. With fewer than 1% of claims clinically denied, Sidecar Health puts people — not insurers — at the center of the system. The result: better access, greater transparency, and more empowered consumers. Learn more at sidecarhealth.com.

About Kettering Health

As a faith-based, nonprofit health system, Kettering Health strives to improve the lives of people in our communities through healthcare and education. Kettering Health is made up of 14 medical centers and more than 120 outpatient locations throughout western Ohio, as well as Kettering Health Medical Group — with more than 700 board-certified providers dedicated to elevating the health, healing, and hope of the community. Kettering College, a division of Kettering Health Main Campus, is a fully accredited college that specializes in health science education. For more, visit ketteringhealth.org.

Media contact: Connor Jones, [email protected]

SOURCE Sidecar Health